This marks the end of the K.I.T series and also the beginning of the year 2017. I thank God for keeping us this far and for providing for all our needs last year. I want you to take few minutes to think about how much money you spent last year, the significant things you bought, the insignificant ones and judge if you spent your money wisely or not. If you like it or not, how successful you will become in life depends on how wise you are in the usage of everything God has put at your disposal which includes MONEY. Money like every other thing in life, if you aren’t intentional with its usage will develop wings and fly away leaving you wondering what you achieved with it.
A Pastor I respect so much, Pastor Oluwatimilehin Adigun of Mine Teenage Ministry mentioned three things money should be used for. He said “SPEND some, SAVE some, GIVE some.” It’s that simple. How well you use your money depends on these things.
1. Spend some: I asked three teen girls what comes to their mind when they hear money and they all gave the same answer in different ways. They all said “spending.” You use money to meet your needs and note I said “needs and not wants.” You can want something and it might not be what you actually need at the moment. For example, you can want a pair of beautiful earring while you need a pair of black shoe because the one you have is spoilt and at the same time you still have other good and beautiful earrings you can use for the main time. If you will make a wise decision at this point it will be to buy the shoe and not the earrings. When dealing with more than one need you have to follow what in Economics is called “scale of preference.” This is just you listing your needs in their order of priority so you can go for the one that is most pressing at the moment.
I also want you to know that when you are spending your money on something make sure you are going for “quality” and not just for “quantity”. It’s wise for you to buy a product of high quality that will last you for years than to buy a product of low quality that you will only use for months or even weeks. Note that “quality” does not denote “expensive.” A product can be of a high quality and still be at an affordable price while a product can be expensive and be of a very low quality. That is why you have to compare different products, what they can do and their prices before you put your money on it; this is called WISDOM. To enable you curtail your spending I will advice that you work with having a budget per month. When you spend your money wisely you will still have enough left to save and that takes me to our next point.
2. Save some: Saving money is like the most difficult thing for people to do most especially young people but the earlier you learn to start doing it the earlier you will begin to experience a sense of financial security. There are different means of saving money. You can decide to open a savings account (with any bank of your choice) where you save your money into from time to time. You can also buy a small saving box where you can keep your money in. You can decide on a particular amount you want to save per week or per month and determine not to touch the money till you need it for something urgent.No matter what means you use to save your money the end point is what matters “and that is for you to be able to have money to attend to unforseen events.” Nothing in this world is permanent. Things happens that catches one unawares and in situations like that you need money to attend to such things. That is why you have to be prepared for your future financially. So, the next time you are tempted to buy what you don’t need just because you have too much money on you remember to SAVE for the rainy day.
3. Give some: This is like one of the best things you can use your money to do because when you give it comes back to you in a good measure, pressed down, shaken together and running over. There are two set of people you need to give too- GOD and the needy.
God says in the book of Malachi 3:10 to “bring the full amount of your tithes to the Temple( the church), so that there will be plenty of food there. Put me to test and you will see that I will open the windows of heaven and pour out on you in abundance all kinds of good things.”
Tithe is just the 10% of your income. Lets assume your income for a month is 10,000 you will divide 10,000 by 10 and that will give you 1,000 which is your tithe that is the 10% of your income.Our God is a righteous God. Whenever He asks his children to do anything he always has a reward in mind for them. So lets check Malachi 3:11-12 for the reward of tithing “I will not let insects destroy your crops and your grapevines will be loaded with grapes. Then the people of all nations will call you happy, because your land will be a good place to live.” When you give God the 10% of your income He blesses the remaining 90% and He makes it sufficient for you. For every commandment of God you disobey there is a reward for it too and if you want to know the reward of disobeying God by not giving your tithe read the opposite of what Malachi 3:10-11 says. Remember God doesn’t owe any man. He is righteous.
The Bible says in Psalms that when you give to the needy you lend to God and we know that God doesn’t forget our labour of love. Luke 6:38 says ” Give to others, and God will give to you. Indeed, you will receive a full measure, a generous helping, poured into your hands- all that you can hold. The measure you use for others is the one God will use for you.” I can’t over emphasize how important it is for you to give to God through every means you can because He will bless you for it. Don’t spend your money on unnecessary things when someone around you needs it to meet a need. Learn to give . Be generous, and you will be prosperous. Help others, and you will be helped(Prov 11:25).
This brings us to the end of K.I.T series. I want you to know that you can’t live a balanced life without JESUS. He has the whole world in his hands and only him can help you keep your life together. When you seek God and His Kingdom first He will give you every other thing you need to live a successful life which includes balance. Accept Jesus into your life today. Till I write to you again keep living your life in Christ.I love you but not as much as Christ does!